International Journal of Clinical Case Reports, 2025, Vol.15, No.6, 283-292 http://medscipublisher.com/index.php/ijccr 286 problems also exist, such as the lack of centralized service coverage, the imperfect subsidy mechanism, and the absence of exclusive care plans tailored to the diverse needs of the elderly (Liu et al., 2025). Figure 1 Procedure for use of long-term care insurance (Adopted from Yamada and Arai, 2020) Temporary care and flexible financial and material assistance are important components of institutional support. Temporary services such as day care and short-term home care can give caregivers a break and help them relieve stress and eliminate fatigue (Wilson et al., 2025). Data show that caregivers are more willing to accept the flexible subsidy method of "cash payment + proportionate reimbursement" (Albertini et al., 2024; Qian et al., 2025). Although some progress has been made in this regard, there are still considerable gaps among different regions in terms of policy implementation and service supply. In the future, policies should be further optimized to expand the coverage of Long-Term care insurance (LTCI) and incorporate more assistive tools and rehabilitation services into the support plan (Liu et al., 2025; Xu and Li, 2025). 4.2 Community and professional support system Community and professional support systems are particularly important for enhancing the capabilities of family caregivers and improving the care outcomes for elderly people with disabilities. The services such as day care, travel assistance and personal care provided by the community can not only help the elderly live peacefully at home, but also relieve the daily stress of caregivers (Yu et al., 2024; Wilson et al., 2025). Professional assistance such as nursing skills training and psychosocial support can help caregivers relieve depressive moods and reduce the burden on them. However, in many places, these services are still not abundant enough and it is not easy to use them (Graffigna et al., 2021; Kilmer et al., 2024). Mutual support groups and peer support networks enable caregivers to communicate and learn from each other and enhance support resources. The system's mobilization of informal forces such as family members, friends and neighbors can provide emotional and practical assistance for family care (Graffigna et al., 2021). Community organizations and social workers can also identify unmet needs, provide relevant information and safeguard the rights and interests of caregivers (Liu et al., 2025; Schutter et al., 2025).
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